Personal Umbrella

• High limit availability. You can acquire from $1 million up to $100 million of additional liability protection for bodily and personal injury
• Fills coverage gaps. Our umbrella policy will pay from the first dollar of loss if a coverage gap exists in the home or auto policy.
• Legal defense. Once the resources of your underlying coverages are exhausted, we will coordinate and pay for your legal defense without reducing your liability limit.
• Private consultation. We provide coverage for the cost of having your lawyer monitor our legal defense efforts.
• Reputation defense. We provide coverage for the cost of having a public relations firm protect your reputation.
• Court costs. In addition to the settlement to an insured party, you will be covered for potentially substantial court costs and fees associated with the defense of your case
• Optional enhancements. You can add coverage for uninsured/under-insured liability, employment practices liability, and not-for-profit director’s & officer’s liability