Personal Automobile

Agreed value option– Locks in the value of your vehicle to avoid depreciation if it becomes a total loss,
New for old option– Provides replacement cost for vehicles no more than three years old.
OEM parts– Covers use of parts produced by the original manufacturer in repairs.
Road service– Pays for on-the-spot emergency repairs or towing to nearest repair facility.
Overnight expenses– Covers two nights’ expenses for breakdowns more than 50 miles from home.
Lock replacement– Replaces locks if keys are lost or stolen / with no deductible
Full glass coverage-Repairs or replaces chipped or broken windows / with no deductible.
Airbag replacement– Pays cost of repairing or replacing air bags that accidentally deploy with no deductible.
Rental reimbursement– Pays for car rental if insured vehicle is being repaired due to a covered loss.
Rental loss of use– Covers loss of use fees levied by rental company for damage to vehicle.
Diminishing deductible options
Good Student discount
Low mileage discount
Multiple vehicle discount
EFT billing discount
First accident forgiveness